July 5, 2021

When you're working, raising kids, and struggling to find time to take a run or read a book, it's common to feel like your days keep getting away from you. Mixing a few of these hacks and habits into your schedule can help you take back some control of your time and meet your personal and professional responsibilities with more energy and purpose.

June 22, 2021

If you only enjoy the money you earn on weekends and holidays, it might be time to rethink how you’re earning your money.

Sure, no one loves absolutely everything about their job. And the older we get, the more pressing our financial responsibilities tend to become. But a career that’s personally and professionally rewarding is often more attainable than people realize.

Here are four ways to find a job that will grow both your nest egg and your Return on Life.

June 15, 2021

Don't Let Lifestyle Inflation Reduce Your ROL

The large amounts of money that our government has spent on pandemic relief and is proposing to spend on infrastructure projects has raised some serious concerns about inflation. But now that the country has started to reopen, lifestyle inflation should be a more immediate concern for most folks.

After a year of lockdowns, cancelled vacations, and missed celebrations, we're all excited to enjoy life a bit more. Many of us have also transitioned to new, more lucrative careers or are experiencing household budget surpluses due to staying home. These tips will help you manage your enthusiasm and money flow so that you don't do any long-term damage to your financial planning.

May 26, 2021

Life is ever changing and so are your insurance needs - what you need today may be different than what you may need tomorrow. Your conversation with your insurance Advisor and your insurance options will definitely change depending on your stage of life, and while it’s important to look at your needs today, it is equally as important to look at what you will require in the long term.

May 26, 2021

Is a financial check-up on your Spring-Cleaning list? Once you've tidied your lawn and emptied that out-of-control closet, let some fresh air into your home office and use these six tips to freshen up how you spend, save, and plan for the future.

April 26, 2024

While hot topics like student loan debt and virtual learning have dominated recent conversations about college, there's still tremendous value in higher education. According to the Bureau of Labor Statistics, the salary of a typical bachelor's degree holder is nearly double that of someone who only has a high school diploma. College-educated workers also have lower rates of unemployment.

Of course, the financial benefits of college are also intertwined with social experiences and opportunities for personal growth that can be harder to quantify. Talk to your child about these three ways he or she can balance return on investment with Return on Life at college.

April 21, 2021

"Don't stop thinking about tomorrow," sang Fleetwood Mac on their 1977 classic "Rumors." And band member Stevie Nicks is among a handful of rockers who seems to be putting those words into action.

Recently, Nicks, Bob Dylan, Paul Simon, Neil Young, and David Crosby all sold portions of their song catalogs. These multimillion-dollar deals are, in part, a response to changes in the music industry caused by streaming services and the pandemic's effect on live performances. But the classic rock generation is also part of a bigger group: baby boomers. And once Dylan's Never Ending Tour slows down, Robert Zimmerman will need an estate plan just like everyone else.

Here are three reasons why you shouldn’t leave your own estate plan blowin’ in the wind.

April 8, 2021

As life’s circumstances change, a family may one day want to transfer ownership of personally owned life insurance to another member of the family, such as a spouse or child. With an ownership change, the life insured remains the same, although the new owner may choose to change the beneficiary.

March 30, 2021

The pandemic prevented many seniors from enjoying two of the most popular and rewarding retirement activities: travelling and volunteering. Now that vaccines are rolling out and the world is starting to reopen, why not catch up on both at once?

“Voluntourism” gives travelers an opportunity to enjoy a new place while also helping those in need. To make sure that your time and money will be well spent, do some homework and answer these five questions.

March 24, 2021

Many aspects of retirement are changing, such as the health and activity level of seniors and a rise in working retirees. But many seniors are still very attached to one traditional retirement goal: selling the family house and moving to a beachfront condo, a golf and tennis community, or another dream retirement destination.

Before you start scouting for a new place to call home, you and your spouse should discuss these four important questions.

March 18, 2021

The work from home movement was accelerating even before the COVID-19 pandemic. Now, after Zooming and Slacking our way through 2020, bosses and employees alike are trying to decide if WFH can and should be a permanent fixture of post-pandemic work culture. If you're thinking of making your home office your office for good, consider these four questions.

March 10, 2021

Legendary advice columnist Pauline Philips, also known as “Dear Abby” once said, “Loneliness is the ultimate poverty” (1). In fact, the theme of loneliness runs quite deep in past and present society, inspiring music, literature, film and a long list of commercial products to alleviate what another great legend, Bob Dylan, described as “endless emptiness” (2). In more clinical terms, loneliness can be described as a subjective feeling related to a lack of social relations or simply a sense of disconnectedness or isolation (3). Many of us have felt lonely at one time or another in our lives – in small amounts, it can be normal and may even give us a moment to reflect and recharge.