Our Approach

Our Life-Centered Planning approach begins with three questions: 

  • What is it all for? 

  • How much is enough? 

  • Do I have enough? 

Financial services typically focus exclusively on Return On Investment (ROI), how much do you have and how much did it earn? While ROI is important our first focus is on a more important matter - Return On Life (ROL),

ROL asks, "Are you getting the best life possible with the money you have?" Our goal is to help you make wise decisions in ALL money matters and to experience the benefits of those decisions in your life.

 

What to Expect From our Life Centered Planning Approach

The graphic below depicts our Life Centered Planning approach. Your life is the focus of the approach as seen in the graphic below. From there we explore your history, principles, goals and life transitions to provide advice unique to you and the seasons of your life. This prepares us to guide discussions around your financial decisions according to the Six Pillars of Financial Planning.

History

We take the time to learn your individual past and unique story, using our Fiscalosophy tool to understand where you’re coming from, and how we can best guide and support you going forward.

Principles

To ensure your financial plan aligns with your personal philosophy about money, we help you explore where your beliefs about money management came from and how they compare to your current comfort level.

Transitions

Life’s transitions—retirement, death, new job, new home, education—can have a major effect on financial well-being. Our $Lifelines tool helps you proactively identify and prepare for your key life transitions.

Goals

Since setting hard goals for an unknown future can be challenging, we work with you to discover possibilities for your future, using our Return on Life index to help define the quality of life you want to work towards.

 

Learn more about the 6 Pillars of Financial Planning

 

After we’ve taken the time to understand your entire situation and what you’d like to accomplish in life, we can begin to put together a Financial Life Plan for you and your family based on your Past (using our Fiscalosophy tool), your Present (using our Return on Life index), and your Future (using our $Lifelines tool and Retirement Coaching Program).