Our Clients
Our clients tend to fall into four major groups:
Nearing Retirement
You have about three to five years until retirement, and want to determine how much you'll need to sustain your lifestyle in retirement, and what needs to happen to get you there. You might not realize whether you already have enough, and need the confidence to trust that you've reached the point of financial independence. We work with you to bring you clear answers to those questions, as well as establish cash flow and distribution plans that fit you and your desired lifestyle.
Young accumulators
You are working and building your wealth, and want to know the best way to maintain and improve your lifestyle, while working towards future goals and objectives. You also have life transitions ahead—both known and unknown—that you need to prepare for. We work with these clients to build a lifetime financial plan that can adapt to life's changes, and ensure you get the best life possible—on your own terms.
Business owners & farmers
For most business owners, your business is not only your livelihood, but also a major part of your retirement plan. But how will you know when it's time to step away from the business? We help business owners and farmers to create strategies that generate income and cash flow for your future, and help you prepare for the eventual transition out of the business into retirement.
Retirees
Once you are retired, one of the biggest risks to your plan is erosion of wealth due to inefficient withdrawals and taxes. We work with retirees to enjoy the best lifestyle possible, while structuring cash flows and distributions efficiently to minimize taxes. We also help you ensure that your assets will be handled appropriately through your estate, and that your wealth is transferred efficiently to your beneficiaries.
I have confidence and peace of mind knowing that Brad is watching our investments as the markets change. What I value most in my relationship with Brad is he is honest and reliable. These characteristics make him the ideal investment advisor to oversee my portfolio.
— Ray Bender, Client for 17 years. See more Client Testimonials here