Brad Smith is a Senior Wealth Advisor at Advice First Wealth who helps individuals and families make thoughtful, confident decisions about their money by focusing on what it is meant to support: their goals, priorities, and values.

Rather than defining success solely by investment returns, Brad works with clients to use their assets intentionally to support the life they want to live, whether that includes travel, time with family, charitable giving, or creating a lasting legacy. His planning philosophy focuses on helping clients make wise, informed decisions that support what matters most to them.

Brad’s approach is rooted in life-centered planning. He begins by understanding each client’s personal circumstances, values, and long-term objectives, then develops practical strategies that integrate cash-flow planning, investment management, tax awareness, and risk management. His goal is to provide clarity so clients can make sound decisions today while adapting as life evolves.

At Advice First Wealth, Brad works within a collaborative, team-based environment supported by the institutional strength of Harbourfront Wealth Management Inc. He regularly coordinates with colleagues and, when appropriate, external professionals such as accountants and lawyers to ensure each client’s plan is well coordinated and aligned.

Brad lives in the Waterloo Region with his wife, Laurie, and together they have three adult children. Outside of work, he is actively involved in his church and community, enjoys time outdoors, grilling on his Traeger smoker, and following everything football. His motivation is simple: to help people live the best life possible with the resources they have, because life is not a rehearsal.